Low Interest & APR

A number of free credit cards offer you an easy online application process with low introductory rates:

Capital One Visa - Apply online.  No annual fee and a low fixed rate of 9.9% APR.  Instant decisions.  Apply now!

NextCard Visa - Need credit fast?  NextCard^® Visa^® lets you know if you qualify in under a minute-just complete our one-page online application and get on the fast track to tremendous new shopping opportunities!  Apply now for a card with an APR as low as 2.99% Intro or 9.99% Ongoing.

• 30-second online approval

• Time-saving online balance transfers

• 24-hour online access to account information
  

GM Card - Get the GM Card and get 5% in Earnings from every credit card purchase toward a new GM car, truck or SUV. With 5% Earnings and No Annual Fee, the GM Card may well be the richest rewards card out there. Apply online and get an instant decision.

Chase Manhatten - 2.9% introductory APR and no annual fee.  Transfer and pay off balances from up to three other higher rate interest credit cards to Chase Platinum during the application process.

American Express - Blue - Blue offers 30% off CDs at Virgin Megastores and access to advance ticket sales with Blue for Music, our new Web site featuring exclusive concerts, free MP3s, and more!

Capital One Visa - 9.9% FIXED VISA - Instant Decision - Apply online. No annual fee and a low fixed rate of 9.9% APR.  Instant approvals.

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Reward Cards

Even if you have less than perfect credit you can still get a major credit card:

Chase Manhatten - Apply now and earn up to 6,000 Continental OnePass® bonus miles.  Safe online shopping guarantee.  24/7 online account access. 7.9% Fixed Introductory Rate *.

AmEx - Platinum Cash Rebate - 3.9% intro APR with up to 2% cash back and no fee with the free American Express® Platinum Cash Rebate Card.

AmEx - Gold Delta SkyMiles - Earn 10,000 SkyMiles the first time you make a purchase with your Card.  You'll earn double SkyMiles at supermarkets, gas stations, drug stores, home improvement stores, the U.S. Postal Service, on Delta Air Lines purchases, or when you pay your wireless phone bill.

Gulf Platinum Visa - Earn up to a 4% rebate on Gulf gas purchases.†  No liability for verified unauthorized charges.  Free year-end account summary, free rental car insurance and more.